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The 2013 United States Census indicated that 54 percent of women over the age of 65 were not married. The figure for men over 65 was 27 percent. There are many reasons for this, of course, including divorce, the death of a spouse and changes in the way co ...
If you own a business and have not put a succession plan in place, you might be thinking that the best choice, when the time comes to retire, is to simply sell your business outright to the highest bidder. However, selling your business to your employees ...
It is estimated that someone's identity is stolen every two seconds. Security expert Frank Abagnale offers some suggestions on how to prevent it from happening to you. Lock your mailbox. If your mailbox doesn't lock, you can buy one that does for abo ...
Maybe it's an insurance policy you took out years ago. Or the retirement plan you set up with your employer the day you started working for the company. Or the IRA you have been scrupulously contributing to for two decades. You created them all to prot ...
Who should raise your children if for some reason you or your spouse is unable to do so? It's not an easy question to answer, but if you have young children, it is a topic you most certainly should address in your estate plan. Otherwise, a court will deci ...
According to a two-year study, healthy eating, brain training, exercise and sound medical management may prevent age-related cognitive decline and, perhaps, dementia. The study sampled 1,260 people, aged 60-77, randomly assigning one group to receive some ...
Last time we looked at planning for blended families in general terms. Now let's discuss some specific trusts that you might want to consider. One such trust, which provides an excellent form of asset protection, is called a Qualified Terminable Intere ...
Planning for blended families can present unique challenges, in part because the interests of a current spouse and any mutual children often conflict with the desire to provide for one's children from a previous marriage. For example, if all of an estate' ...
For legally married couples, the portability provision allows for the transfer of the federal estate tax exemption from the estate of a spouse who passes away to the estate of the surviving spouse. Given that the maximum federal estate-tax exemption in 20 ...
The Health Insurance Portability and Accountability Act (HIPAA) established national standards to protect the privacy of personal medical information. The HIPAA Privacy Rule sets limits and conditions on the way such information can be used and disclosed ...
