Yes, Medicaid Will Pay for Home Care. Apply Now to Avoid New Transfer Penalties

Nurse and senior couple talking at a home visitMany people are under the impression that while Medicaid will pay for nursing home care it does not cover the cost of home care.

The truth is that in New York, Community Medicaid will indeed pay for home care. It will also pay for private duty nursing, personal care, or the assisted living program (ALP).

However—and this is extremely important to understand—beginning on October 1, 2020 there will be a 30-month look back period for Community Medicaid. This means that if an applicant made any non-exempt transfers 30 months before applying for Community Medicaid, he or she will be subject to a period of ineligibility (known as the penalty period). During the penalty period, the applicant will have to pay for necessary care out-of-pocket.

Given the high cost of long-term care, this could prove financially devastating for many families.

The good news is that The Estate Planning and Elder Law Group can protect your life savings against the transfer penalty. We can use legal tools like irrevocable trusts and promissory notes, as well as innovative gifting and spend down strategies, to preserve your hard-earned assets while still protecting your eligibility for Community Medicaid.

The time to take action is now! If you apply and are eligible for Community Medicaid before October 1, 2020, any transfers you made in the past will not be subject to the new penalties.

We believe it so important for you to begin the process now that we are offering you a FREE consultation until August 31, 2020. To schedule your free consultation, call us at (718) 514-2066. You can also go to or email us at [email protected].

We welcome the opportunity to preserve your assets and protect your eligibility for Community Medicaid. Let’s talk soon.

Comments are closed.